:root {
  --bg: #f3f6fb;
  --bg2: #eaf0f8;
  --card: #ffffff;
  --text: #172033;
  --muted: #64748b;
  --line: #e2e8f0;
  --accent: #2563eb;
  --accent2: #0f766e;
  --accent-soft: #eff6ff;
  --dark: #0f172a;
  --shadow: 0 18px 45px rgba(15, 23, 42, .10);
  --radius: 22px;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Arial, sans-serif;
  background:
    radial-gradient(circle at top left, rgba(37, 99, 235, .10), transparent 34rem),
    radial-gradient(circle at top right, rgba(15, 118, 110, .10), transparent 30rem),
    linear-gradient(180deg, var(--bg), #ffffff 64%);
  color: var(--text);
  line-height: 1.62;
}

a {
  color: inherit;
  text-decoration: none;
}

header {
  position: sticky;
  top: 0;
  z-index: 20;
  background: rgba(255, 255, 255, .82);
  border-bottom: 1px solid rgba(226, 232, 240, .85);
  backdrop-filter: blur(16px);
}

.container {
  width: min(1140px, calc(100% - 40px));
  margin: 0 auto;
}

.topbar {
  min-height: 74px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}

.brand {
  display: flex;
  align-items: center;
  gap: 12px;
}

.logo {
  width: 38px;
  height: 38px;
  display: grid;
  place-items: center;
  border-radius: 13px;
  background: linear-gradient(135deg, var(--accent), var(--accent2));
  color: white;
  font-weight: 800;
  box-shadow: 0 10px 22px rgba(37, 99, 235, .22);
}

.brand-text strong {
  display: block;
  font-size: 18px;
  letter-spacing: -.02em;
}

.brand-text span {
  display: block;
  color: var(--muted);
  font-size: 13px;
  margin-top: -2px;
}

nav {
  display: flex;
  gap: 18px;
  align-items: center;
  flex-wrap: wrap;
  font-size: 14px;
  color: var(--muted);
}

nav a {
  font-weight: 600;
}

nav a:hover {
  color: var(--accent);
}

.hero {
  padding: 74px 0 44px;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.2fr .8fr;
  gap: 34px;
  align-items: center;
}

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  padding: 8px 12px;
  border: 1px solid rgba(37, 99, 235, .16);
  border-radius: 999px;
  background: rgba(239, 246, 255, .92);
  color: var(--accent);
  font-size: 13px;
  font-weight: 750;
  margin-bottom: 20px;
}

.eyebrow::before {
  content: "";
  width: 8px;
  height: 8px;
  border-radius: 999px;
  background: var(--accent2);
}

h1 {
  margin: 0 0 20px;
  font-size: clamp(38px, 5.6vw, 66px);
  line-height: 1.03;
  letter-spacing: -.06em;
}

.lead {
  margin: 0;
  max-width: 760px;
  color: var(--muted);
  font-size: 19px;
}

.hero-actions {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
  margin-top: 28px;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 46px;
  padding: 0 18px;
  border-radius: 14px;
  font-weight: 750;
  border: 1px solid transparent;
}

.btn-primary {
  background: linear-gradient(135deg, var(--accent), #1d4ed8);
  color: white;
  box-shadow: 0 14px 28px rgba(37, 99, 235, .22);
}

.btn-secondary {
  background: rgba(255, 255, 255, .82);
  color: var(--text);
  border-color: var(--line);
}

.hero-panel {
  position: relative;
  padding: 24px;
  border-radius: 28px;
  background: linear-gradient(180deg, #ffffff, #f8fafc);
  box-shadow: var(--shadow);
  border: 1px solid rgba(226, 232, 240, .9);
  overflow: hidden;
}

.hero-panel::before {
  content: "";
  position: absolute;
  width: 180px;
  height: 180px;
  right: -60px;
  top: -60px;
  background: radial-gradient(circle, rgba(37, 99, 235, .18), transparent 70%);
}

.panel-title {
  display: flex;
  justify-content: space-between;
  gap: 14px;
  margin-bottom: 18px;
  position: relative;
}

.panel-title strong {
  font-size: 18px;
}

.status {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  color: #047857;
  font-size: 13px;
  font-weight: 750;
}

.status::before {
  content: "";
  width: 8px;
  height: 8px;
  background: #10b981;
  border-radius: 999px;
}

.check-list {
  display: grid;
  gap: 10px;
  position: relative;
}

.check {
  display: flex;
  gap: 12px;
  align-items: flex-start;
  padding: 13px;
  border: 1px solid var(--line);
  border-radius: 16px;
  background: rgba(255, 255, 255, .78);
}

.check b {
  display: grid;
  place-items: center;
  flex: 0 0 24px;
  height: 24px;
  border-radius: 8px;
  background: #ecfdf5;
  color: #047857;
  font-size: 13px;
}

.check span {
  color: var(--muted);
  font-size: 14px;
}

.metrics {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 14px;
  margin-top: 32px;
}

.metric {
  padding: 18px;
  border: 1px solid var(--line);
  border-radius: 18px;
  background: rgba(255, 255, 255, .76);
}

.metric strong {
  display: block;
  font-size: 26px;
  letter-spacing: -.04em;
}

.metric span {
  color: var(--muted);
  font-size: 14px;
}

.section {
  padding: 34px 0;
}

.section-head {
  max-width: 780px;
  margin-bottom: 22px;
}

.section-head h2,
.page-title h1 {
  margin: 0 0 12px;
  font-size: clamp(28px, 4vw, 42px);
  line-height: 1.12;
  letter-spacing: -.045em;
}

.section-head p,
.page-title p {
  margin: 0;
  color: var(--muted);
}

.grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
}

.grid-2 {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 18px;
}

.card,
.wide,
.note {
  background: rgba(255, 255, 255, .86);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: 0 12px 28px rgba(15, 23, 42, .045);
}

.card {
  padding: 24px;
}

.card-icon {
  width: 42px;
  height: 42px;
  display: grid;
  place-items: center;
  border-radius: 14px;
  background: var(--accent-soft);
  color: var(--accent);
  font-weight: 850;
  margin-bottom: 14px;
}

.card h3,
.note h3 {
  margin: 0 0 10px;
  font-size: 19px;
  letter-spacing: -.02em;
}

.card p,
.note p,
.wide p {
  margin: 0;
  color: var(--muted);
}

.wide {
  padding: 30px;
}

.steps {
  display: grid;
  gap: 14px;
}

.step {
  display: grid;
  grid-template-columns: 54px 1fr;
  gap: 16px;
  align-items: start;
  padding: 18px;
  border: 1px solid var(--line);
  border-radius: 18px;
  background: #fff;
}

.step-num {
  width: 44px;
  height: 44px;
  display: grid;
  place-items: center;
  border-radius: 15px;
  background: var(--dark);
  color: #fff;
  font-weight: 850;
}

.step strong {
  display: block;
  margin-bottom: 4px;
}

.step span {
  color: var(--muted);
}

.table-wrap {
  overflow-x: auto;
  border-radius: 18px;
  border: 1px solid var(--line);
}

.table {
  width: 100%;
  min-width: 720px;
  border-collapse: collapse;
  background: white;
}

.table th,
.table td {
  padding: 15px 16px;
  border-bottom: 1px solid var(--line);
  text-align: left;
  vertical-align: top;
}

.table th {
  background: #f8fafc;
  color: #334155;
  font-size: 14px;
}

.table td {
  color: var(--muted);
}

.table tr:last-child td {
  border-bottom: 0;
}

.notice {
  margin-top: 20px;
  padding: 18px;
  border-radius: 18px;
  background: #ecfdf5;
  color: #065f46;
  border: 1px solid #bbf7d0;
}

.cta {
  padding: 34px;
  border-radius: 28px;
  color: white;
  background:
    radial-gradient(circle at 10% 10%, rgba(255,255,255,.18), transparent 22rem),
    linear-gradient(135deg, #0f172a, #1e3a8a 55%, #0f766e);
  box-shadow: var(--shadow);
}

.cta p {
  color: rgba(255,255,255,.78);
  max-width: 760px;
}

ul,
ol {
  margin: 12px 0 0;
  padding-left: 22px;
  color: var(--muted);
}

li {
  margin: 8px 0;
}

.page-title {
  padding: 56px 0 24px;
}

.footer {
  margin-top: 52px;
  padding: 30px 0;
  border-top: 1px solid var(--line);
  color: var(--muted);
  font-size: 14px;
}

.footer-grid {
  display: flex;
  justify-content: space-between;
  gap: 20px;
  flex-wrap: wrap;
}

.footer a {
  color: var(--muted);
}

@media (max-width: 920px) {
  .hero-grid,
  .grid,
  .grid-2,
  .metrics {
    grid-template-columns: 1fr;
  }

  .topbar {
    min-height: auto;
    padding: 16px 0;
    align-items: flex-start;
    flex-direction: column;
  }

  .hero {
    padding: 46px 0 28px;
  }

  .container {
    width: min(100% - 28px, 1140px);
  }
}

.visual-card {
  padding: 0;
  overflow: hidden;
  background: #fff;
}

.visual-card img,
.hero-illustration img {
  display: block;
  width: 100%;
  height: auto;
}

.hero-illustration {
  margin-top: 22px;
  border: 1px solid var(--line);
  border-radius: 24px;
  overflow: hidden;
  box-shadow: 0 14px 32px rgba(15, 23, 42, .08);
  background: #fff;
}

.image-row {
  display: grid;
  grid-template-columns: .95fr 1.05fr;
  gap: 18px;
  align-items: stretch;
}

.mini-caption {
  padding: 18px 20px 22px;
}

.mini-caption strong {
  display: block;
  margin-bottom: 6px;
  font-size: 18px;
}

.mini-caption span {
  color: var(--muted);
}

@media (max-width: 920px) {
  .image-row {
    grid-template-columns: 1fr;
  }
}

.term-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 18px;
}

.term {
  background: rgba(255,255,255,.86);
  border: 1px solid var(--line);
  border-radius: 20px;
  padding: 22px;
  box-shadow: 0 12px 28px rgba(15, 23, 42, .045);
}

.term strong {
  display: block;
  margin-bottom: 8px;
  font-size: 18px;
  letter-spacing: -.02em;
}

.term span {
  color: var(--muted);
}

.faq-list {
  display: grid;
  gap: 14px;
}

.faq-box {
  background: rgba(255,255,255,.88);
  border: 1px solid var(--line);
  border-radius: 20px;
  padding: 22px;
  box-shadow: 0 12px 28px rgba(15, 23, 42, .04);
}

.faq-box strong {
  display: block;
  margin-bottom: 8px;
  font-size: 18px;
}

.faq-box p {
  margin: 0;
  color: var(--muted);
}

.inline-links {
  display: flex;
  gap: 10px;
  flex-wrap: wrap;
  margin-top: 18px;
}

.pill {
  display: inline-flex;
  padding: 9px 12px;
  border-radius: 999px;
  background: #fff;
  border: 1px solid var(--line);
  color: var(--muted);
  font-weight: 650;
  font-size: 14px;
}

.pill:hover {
  color: var(--accent);
  border-color: rgba(37,99,235,.35);
}

@media (max-width: 920px) {
  .term-grid {
    grid-template-columns: 1fr;
  }
}